Traveling today: mask on. Always protect yourself from Covid related risk
Traveling today: mask on. Always protect yourself from Covid related risk – Anna Shevts (pexels)

There is no doubt that the pandemic has changed the lives of many. It has influenced a lot of travelers and the way people move around the world. Since the COVID-related restrictions have been getting eased, more and more travelers are once again hitting the road. Yet, with a little bit more fear than before.

While virtually no one wants to get sick while travelling, an infection with SARS-Cov-2 becomes one more thing to worry about. As in any journey, having the right insurance is a matter of responsibility for yourself and others.

*Please note that products and policies change all the time. This article is made based on information available on 24 November 2021.

Do All Insurance Policies Cover COVID-19 Expenses?

The simple answer is no. As COVID-19 is a relatively new illness, not all travel insurance covers medical expenses connected with it. Before boarding a plane, be sure that your insurance provider will help you in case you get sick with the coronavirus. Verify if it offers coverage in case of an emergency quarantine and reimbursement for lost travel expenses.

Why Should I Get Travel Insurance that Covers COVID Related Expenses?

Whether you plan hiking through the Amazon or a romantic weekend in Paris, travel insurance is a must. Getting sick or injured is on nobody’s itinerary, but unfortunately it can happen.

Especially now, when we face this new illness, getting the right insurance is more important than ever. Hospitalization due to COVID-19 can be very expensive and you don’t want to ruin your budget and get stuck in a foreign country without help.

Additionally, because of the pandemic, our travel plans can rapidly change. Don’t get surprised by an unexpected flight cancellation or an emergency quarantine. Travel insurance can also help you financially in case of a need for medical evacuation and repatriation. The situation with the pandemic is still dynamic and, in some countries, changes rapidly. This is why it is good to be prepared for any unexpected events.

What Travel Insurance Covers Covid? Here’s the List:

1. Seven Corners COVID-19 US Travel Insurance

seven corners covid travel insurance

This insurance provider offers coverage for infection with SARS-Cov-2 and expenses connected with it. This coverage treats a COVID infection like any other sickness, providing the same amount of support as in the case of any other illness.

While being outside of your home country, the insurer will cover medical expenses connected with treating COVID-19. The policy covers treatments connected to the infection with any mutation or variation of SARS-CoV-2.

In the price of the insurance plan you get, for example, Trip Management Assistance Services, 24 Hour Customer Assist Services, Myplan Access to all Major Medical and Group Members.

2. Atlas Travel Insurance

Atlas Travel Insurance

This insurance includes an option for coronavirus coverage. It covers all necessary medical expenses connected with an infection from SARS-CoV-2. Additionally, you get the Emergency Medical Evacuation benefit in case the pandemic situation significantly worsens.

Atlas Travel insurance also covers emergency quarantine, details below.

3. World Nomads

World Nomads Insurance

World Nomads is one of the most popular travel insurance plans, especially amongst digital nomads. Some of the Standard and Explorer plans offered by the provider cover emergency health care and medically necessary evacuation in case of a COVID-19 infection.

On some of the Explorer plans you can choose coverage for additional costs connected with COVID-19.

The biggest benefit of World Nomad insurance is that it allows you to choose some extra options. Thanks to this, you can adjust your coverage plan to your needs and travel plans.

Some of the offered plans can cover expenses connected with travelling when your close relative is in the hospital or dies because of COVID-19.

World Nomads also has plans that cover emergency quarantine.

4. CAT 70

CAT 70 travel insurance

CAT 70 insurance for travelers has been announced as the best pandemic travel insurance by Forbes. This provider offers extensive coverage of expenses connected to COVID-19. You can expect trip cancellation and emergency medical benefits.

When you buy this insurance plan, COVID medical coverage is a primary plan, which means you don’t have to use your own health plan.

If you get COVID before your trip and you have to cancel your holidays, this policy will cover 100% of your non-refundable travel expenses. In case you get sick during the trip, you can expect to get great medical coverage up to $500,000.

5. Safe Travels Voyagers Insurance

Safe Travels Voyager Insurance

This insurance policy is dedicated to US citizens and residents that travel outside of the country. In case of the need for medical care, you can expect coverage of at least $50,000. In this plan, COVID-19 infection is covered as any other illness.

This insurance covers emergency quarantine related to COVID-19. Details below.

Which Travel Insurance Covers Covid Quarantine?

1. Atlas Travel Insurance

Atlas Travel insurance covers emergency quarantine, so in case you get positive test results or are subject to emergency quarantine for any reason, the insurer will cover part of your expenses. The Atlas Travel Insurance offers $50 a day for up to 10 days but only if you bought a minimum of 30 days of coverage. The coverage for an emergency quarantine is only available outside of your home country. To receive the money for quarantine, you also need proof of quarantine from a physician or government authority.

2. World Nomads

With World Nomads, you can choose a plan that can help you in case of an emergency quarantine. The insurer can help you out with travel costs, accommodation and meal costs in case you or your travelling companion is subject to quarantine.

3. Safe Travels Voyagers Insurance

This insurance offers coverage for quarantine connected to a COVID-19 infection. According to the provider, you will receive at least $2,000 for quarantine lodging expenses due to SARS-CoV-2 infection. The insurer offers $150 per person per day in COVID quarantine benefits as part of the basic coverage. You can also upgrade the insurance to receive coverage of $300 or $500 per day ($4,000 and $7,000 total) for accommodation expenses connected to COVID-19 quarantine.


Above you found some of the best travel insurance offers that are a great choice if you travel. Remember to always check all the details of the offer to be sure that all your needs are met and that your insurance will cover not only COVID-19 expenses. It should serve you also in case of any other emergency.

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